This text discusses the importance of considering more than just the mortgage rate when thinking of buying a home. It provides three signs that one might not be able to afford a home, such as not having any emergency savings, only expecting a mortgage payment, and having significant debt already. It also mentions the Federal Reserve's decision not to raise the federal funds rate, and how mortgage rates have increased from 3% to nearly 7%.
California's housing shortage is a long-term problem, but 2024 marks a turning point with new laws aimed at boosting construction. Barriers are removed and incentives are increased for housing development.
A report from USC's Lusk Center for Real Estate predicts rising multifamily rents in Southern California, posing challenges for commercial real estate financing. Factors like maturing debt, high interest rates, and housing supply issues contribute to a complex landscape for renters and landlords. Efforts to increase affordable housing may be hindered by additional costs in…
Los Angeles: Multicultural environment, diverse cuisine, vibrant arts, outdoor lifestyle, and unique neighborhoods.San Diego: Year-round sunny weather, excellent surfing opportunities, urban lifestyle benefits, and diverse culinary scene.
International Women's Day, also known as IWD for short, grew out of the labour movement to become a recognized annual event by the UN.It all started in 1908 when 15K women marched through NYC demanding shorter working hours, better pay and the right to vote. Things were made official in 1975 when the United Nations…
Realtor.com analyzes markets for 2024 sales growth predictions. -Oxnard-Thousand Oaks-Ventura is ranked 2nd -San Diego-Chula Vista-Carlsbad is ranked 4th
CalHFA offers low-interest loans with up to 3% assistance for first-time homebuyers. Programs like CalPLUS Conventional combine mortgage loans with zero-interest down payment assistance.
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