Best Affordable Mortgages for First-Time Homebuyers

If you're a first-time homebuyer who's struggling with the credit and down payment requirements that traditionally come with getting a mortgage, these home loans for first-time buyers can help you overcome those hurdles and finally get the keys to your very own home. Navy Federal Credit Union's Homebuyers Choice Loan is a good option for Navy Federal members who don't qualify for a mortgage backed by the US Department of Veterans Affairs, since this loan works similarly to a VA loan, with no down payment and no PMI. What to look out for: You'll need to be a Navy Federal Credit Union member to get a mortgage with this lender.

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