The California Mortgage Relief Program is providing essential relief to California homeowners who are struggling with housing payments due to the pandemic. HUD recently updated the Area Median Income (AMI) levels, meaning more California homeowners are now eligible for a grant of up to $80,000. The maximum AMI for the program is set at 150%, and combined household income must be at or below 150% AMI. Homeowners who were previously denied due to their income level are encouraged to reapply if their income meets the 2023 adjusted levels.