The Breakdown: Higher credit score, higher homebuyer fees?

However, Louisiana State Treasurer John Schroder and 33 other state treasurers and financial officers have criticized the new rule, arguing that it will take money away from those who have played by the rules and have a good credit score and saved enough to make a strong down payment. The Federal Housing Finance Agency defends the policy, saying those with higher credit scores will still pay lower fees overall.

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  • California continues to constrain the rental housing market — to its detriment.

    California continues to constrain the rental housing market — to its detriment.

    California lawmakers are implementing new "renters' rights" laws that are seen as burdensome for housing providers. The laws restrict landlords' ability to reclaim their property for personal use and limit security deposit amounts. Critics argue that these laws will discourage small landlords from renting out their properties and exacerbate the housing crisis. They believe that…


  • The Least Affordable Counties for Renting in California

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  • How Much Hourly Income Is Required to Afford Rent in California?

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  • New Reverse 2nd Mortgage – It’s Okay to be in Second place

    New Reverse 2nd Mortgage – It’s Okay to be in Second place

    Small "2nd" Reverse Mortgages are gaining popularity as they allow seniors to keep their low-rate "1st" Mortgages and access a small amount of equity with no monthly payments. This program provides a way for seniors to thrive in retirement by offering financial solutions without sacrificing the security of their home. Continue to full article


  • Home-Repair Costs in California Soar Over a Decade

    Home-Repair Costs in California Soar Over a Decade

    Supply costs ↑ 5.8% yearly impacting home repair expenses. Californians saw ↑ 67% in home repair costs over a decade. Pandemic sped up supply and labor cost increases. Predicting improved supply chains and lower inflation may cut repair/remodel costs.


  • Happy Valentine’s Day

    Happy Valentine’s Day

    Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was…


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