The Southern California Housing Market: Navigating the Impact of Rising Mortgage Rates
The Southern California housing market is being affected by rising mortgage rates. Homebuyers need to consider factors like increasing property values, stricter lending standards, and higher interest rates when making decisions.
California lawmakers are implementing new "renters' rights" laws that are seen as burdensome for housing providers. The laws restrict landlords' ability to reclaim their property for personal use and limit security deposit amounts. Critics argue that these laws will discourage small landlords from renting out their properties and exacerbate the housing crisis. They believe that…
Small "2nd" Reverse Mortgages are gaining popularity as they allow seniors to keep their low-rate "1st" Mortgages and access a small amount of equity with no monthly payments. This program provides a way for seniors to thrive in retirement by offering financial solutions without sacrificing the security of their home. Continue to full article
Supply costs ↑ 5.8% yearly impacting home repair expenses. Californians saw ↑ 67% in home repair costs over a decade. Pandemic sped up supply and labor cost increases. Predicting improved supply chains and lower inflation may cut repair/remodel costs.
Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was…
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